InsurTech Magazine July 2022 | Page 96

Speeding toward a safer

Telematics technology has the potential to overhaul the fleet industry and is becoming a mainstream option for customers

WRITTEN BY : ALEX CLERE

A s technology evolves and the cost of implementation becomes more accessible , insurers and fleet operators are increasingly adopting usage-based insurance ( UBI ). These types of integrations – which can either incorporate onboard telematics systems or plugand-play options instead – allow insurers to provide more bespoke cover to their customers while capturing a clearer picture of driving behaviour .

Despite the availability of telematics solutions , their uptake among commercial operators is still relatively low . Research from mobility and automation consultancy Ptolemus found that 25 million vehicles are equipped with UBI solutions , but less than 1 % of these policies are offered to fleet vehicles .
96 July 2022