InsurTech Magazine August 2025 | Page 96

TECH & AI Drivers receive regular feedback on their performance and rewards for maintaining safe driving standards, creating ongoing touchpoints throughout the policy period.
Insurance companies can use the behavioural data to identify high-risk drivers before claims occur, enabling proactive intervention through targeted safety programmes or policy adjustments. This approach shifts risk management from reactive claims processing towards preventive engagement.
The platform’ s analytics capabilities support fraud detection through comparison of claimed incidents with actual driving data recorded by telematics devices. Insurance companies
96 August 2025