InsurTech Magazine September 2022 | Page 86

MGA : TPA

COMMON CYBER THREATS AIMED AT INSURANCE ORGANISATIONS

Server access attacks A server access attack involves a fraudster gaining access to a company ’ s servers , either by taking advantage of leaked or stolen passwords or by exploiting a vulnerability in the system .
Ransomware Ransomware is infectious malware that prevents a user from accessing their files and programmes until they have paid a ransom to the scammers .
Misconfiguration A misconfiguration attack occurs when a cyber criminal identifies weaknesses in the security configurations of a web server , cloud or application .
Credential harvesting A credential harvesting or password harvesting attack involves attackers gathering a large number of compromised user accounts , usually by sending a phishing attack .
RATs Remote access trojans ( RATs ) are a type of malware that allows a criminal to remotely control an infected computer , including accessing the files and data stored on it .
86 September 2022