5G and telematics
CLOUD & CYBER
mobile telematics solutions are currently the predominant data collectors .
“ Connected car options via big car manufacturers have started to become available . By Miles collects data directly from Telsa and Mercedes vehicles to run our pay-by-mile motor insurance proposition . In all cases , data is transmitted via cellular networks to cloud server solutions that store it and then provide the platforms to transform it into something useful .”
Data collection and protection in telematics With so much data already being streamed and sold across all industries , the question of privacy looms large for many drivers in the consumer space . There is a natural suspicion about anything that might lead to tracking activity and storing information surplus to direct requirement .
The regulation of this data and who would be responsible for handling it fairly has not yet been fully addressed , says Morris- Fletcher . And this could potentially put consumers off switching to telematics driven services in the insurtech space .
“ Privacy is a huge issue for technologies that require data collection . People are acutely
5G and telematics
The advent of 5G could be the most important development in connectivity for telematics . 5G has enabled companies to innovate and create Vehicle-to-Vehicle ( V2V ) and Vehicle-to-Infrastructure ( V2I ) communications capabilities . This will be critical in the development of safely automated vehicles . Experts believe the cost of accidents will fall dramatically as automated cars overcome human error .
aware of the significance of their personal data and are rightly protective of it ,” he says .
Ultimately , telematics records the activities of drivers , and this can be classified as personal data . This means technology like telematics must assure people that their data is looked after .
Morris-Fletcher says people can be reassured this is the case because of existing legislation . “ Legislation , such as the Data Protection Act , places strict requirements on companies that handle telematics — those making the devices and those using them .”
He continues , “ While data privacy is a sensitive issue that could potentially make telematics unpopular , the reality is the technology is gaining in mainstream popularity . So , I agree that the potential is there for telematics to prove unpopular , but only if people believe businesses aren ’ t meeting their legal obligations regarding data protection .”
Rimmer believes it ' s all about consumer choice and that telematics will take off in the consumer sphere because it offers flexibility through its data-driven approach . But one element that goes against it in the consumer
86 July 2021