Increase in natcats sees P & C premium costs soar
Fort Myers Beach , Florida
Workers walk along piles of debris near Estero Blvd in the aftermath of Hurricane Ian .
Insurance quotes have had an inflationary pinch on south-eastern US consumers following the storm , with home and property insurance premiums rising .
The sector is among the most affected by the climate crisis . Rising premiums , therefore , represent a whole new area where climate change is affecting household budgets , as prices for certain insurance coverages reach unaffordable levels .