CREDIT: WAYMO
INSURANCE
“Auto insurance claims data, traditionally used to assess human driver liability and risk, is a powerful tool in evaluating the safety performance of autonomous vehicles”
ALI SHAHKARAMI, GLOBAL HEAD P & C SOLUTIONS, SWISS RE down a one-way street, drawing the attention of the US National Highway Traffic Safety Administration( NHTSA).
The great liability shift: From driver to developer For decades, auto insurance has been predicated on individual driver behavior, with premiums calculated based on driving history, age and other personal factors. But in a driverless world, this all changes.
As Barry Stevens, a senior technical underwriter at Zurich, explains in a recent article:“ It relieves the injured party from having to establish whether it was the driver or the car who was‘ driving’ at the time of the accident – and if it was the car, subsequently having to pursue a potentially costly and complicated claim against the manufacturer.”
insurtechdigital. com 123