InsurTech Magazine August 2025 | Page 121

CREDIT: WAYMO demonstrated an 88 % reduction in property damage claims and 92 % reduction in bodily injury claims compared to human drivers. Even when compared to newer vehicles( 2018- 2021 models) equipped with advanced driver assistance systems( ADAS), Waymo showed an 86 % reduction in property damage claims and 90 % reduction in bodily injury claims.
“ Auto insurance claims data, traditionally used to assess human driver liability and risk, is a powerful tool in evaluating the safety performance of autonomous vehicles,” said Mauricio Peña, Chief Safety Officer at Waymo.“ This is a truly groundbreaking study that not only validates the Waymo Driver’ s strong safety record, but also provides a scalable framework for ongoing assessment of the impact autonomous vehicles make on road safety.”
Tesla, in contrast, has opted for a camera-only Full Self-Driving( FSD) system, arguing it more closely mimics human sight and is more cost-effective. This singular reliance on vision-based AI, however, has drawn scrutiny. The initial days of the Austin trial were marred by social media videos appearing to show Tesla robotaxis exhibiting erratic behavior, including reports of incorrect lane changes and one instance of a vehicle allegedly driving the wrong way
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