InsurTech Magazine August 2025 | Page 115

VERTESIA
Industry adoption and competitive dynamics The executive-level normalisation of AI discussions that Keith describes suggests that adoption decisions increasingly focus on implementation approach rather than technology adoption itself.
Customer acceptance represents a particular consideration given the insurance industry’ s trust-dependent business model.
The need for human oversight in complex decisions is critical.“ There will always be a place for a human to validate what an autonomous agent is doing,” says Keith.
This requirement for human authority in critical decisions may shape technology design and implementation approaches.
The accelerated investment in AI solutions draws parallels to the cloud computing evolution, suggesting that competitive advantage may accrue to early adopters who develop organisational capabilities while technology costs remain high for custom implementations.
“ Where we see the real opportunity is for organisations to have a very standardised, programmatic approach to building and running these applications,” Chris explains.
Strategic implications and market evolution Keith’ s anticipation of a broad range of use cases suggests that initial implementations may influence a broader organisational transformation.
The economic enabling effect on previously unfunded improvement opportunities could create competitive differentiation for organisations that develop systematic approaches to identifying and implementing AI opportunities.
Keith identifies particular potential in back-office functions:“ Insurance companies have a lot of processes in the back office that oftentimes are not funded but can offer tremendous value to the organisation.”
The convergence of technical capability with strategic necessity creates conditions where competitive pressures may accelerate adoption beyond normal technology diffusion patterns.
Chris concludes:“ We really think we’ re just scratching the surface as far as generative AI goes.”
The analysis suggests that agentic AI’ s impact on insurance may extend beyond operational efficiency to enable new business models, competitive strategies and industry structures.
The successful implementation of agentic AI platforms like Vertesia’ s provides organisations with standardised infrastructure and a unified approach for deploying AI solutions while eliminating silos, enhancing governance and reducing maintenance and costs.
insurtechdigital. com 115